Hi Katharine, SL's AP module does not have direct-deposit functionality out of the box, but many SL customers have purchased a great 3rd-party add-on called "eBanking" from Sandler-Kahne. It helps automate ACH payments and/or Wire payments, plus has a Positive Pay module as well. I have implemented it many times and it works very well & very easily. You can find info on this product here: www.sksoft.com/.../ebanking.php Hope this helps. John
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